Gcina imali ngobulumko: yindlela esebenza ngayo imali yakho kwikamva eliqaqambileyo

Ngaba uyafuna ukwenza into kwindalo esingqongileyo nakwimozulu ngaphandle komzamo omkhulu kwaye wenze umahluko? Iwebhu izele ziingcebiso ezilula, ezisebenzayo kubomi obunobushushu kwimozulu.

izolo ungabala ukuba zingaphi iigesi zegreenhouse ezibangelwa yindlela ophila ngayo kwaye apha uya kufumana iingcebiso malunga nento onokuyitshintsha ngokukhawuleza nangokulula:

Amanqaku amakhulu kwimozulu ebomini bakho

Ezi ziindawo ebomini bakho ezinefuthe elikhulu kwimozulu, okubizwa ngokuba "ngamanqaku amakhulu":

- Isondlo
- ukusetyenziswa
- Ukuhamba
- Ukuhlala kunye nokufudumeza
- Ukusetyenziswa kwamandla kunye
- Imali yakho

Utya "organic", (ubukhulu becala) engenanyama okanye i-vegan, mhlawumbi sele usonga ukutya / Ukwabelana ngokutya, thenga eyona ziyadakancwa, udinga iimpahla ezininzi kunye nezixhobo, ukhetha ukukhwela ibhayisekile yakho okanye uloliwe, uhlala kwindlu enkulu kakhulu, engafakwanga ubushushu neneenkqubo zesola ephahleni, usebenzisa umbane oluhlaza (umzekelo Amandla eGreenpeace, Indawo eqaqambileyo, EWS okanye Amandla endalo) kwaye ufuna ukwazi ukuba yintoni enye onokuyenza?

Gcina imali ngobulumko: shiya ibhanki yakho okanye ibhanki yokonga

Kungenxa yokuba: kukusebenzisa ntoni konke ukuzibophelela kwakho ukuba iibhanki zakho zixhasa izixhobo, ukubhola ioyile kunye nezinye iiprojekthi ezonakalisa imozulu ngokulondoloza kwakho okanye ukuqikelela ukutya?

Kukho enye indlela: Kumazwe amaninzi aseYurophu, ezinye iibhanki "ezizinzileyo, ezisesikweni" ngoku zinikezela nge-Intanethi kunye nokujonga ngaphandle kweintanethi kunye neeakhawunti zokonga kunye neeakhawunti zokhuseleko ezingonakalisi imeko-bume okanye imozulu. Oku akubandakanyi kutyalo-mali kwizixhobo, kubunjineli bemfuza, kuvavanyo lwezilwanyana nasekuqeshweni kwabantwana, kwishishini leoyile kunye negesi, amandla enyukliya, kunye nezinye iinkampani ezonakalisa imozulu. Ujolisa kumashishini "aluhlaza" kwaye ubeke imali yakho, umzekelo, kwiingxowa zelanga kunye nezinye igalelo kuphuhliso oluzinzileyo.

Eyona inkulu eJamani yi I-GLS Bank. Kukho enye ke Ibhanki yendalo, i IiTriodos (eJamani, eBelgium, eNetherlands, eFrance naseSpain) Ibhanki yokuziphatha, usetyenziso lwebhanki olukwi-intanethi Ngomso kunye neakhawunti yokuqala "yokungathathi cala kwemozulu yangoku" kunye nezinye ezimbalwa.

Xa uthenga amasheya okanye imali yolingano, jonga ngononophelo kwinto eyenziwa ziinkampani ngemali yakho. Unokufumana iingcebiso kutyalo-mali oluzinzileyo, umzekelo i-ecoreporter. Banika ingxelo ngesitokhwe kunye nemali "eluhlaza" kunye notyalo-mali olungqonge imeko-bume kunye nemozulu, umzekelo kwimali yelanga nakwizityalo zamandla omoya. Kwakhona I-Stiftung Warentest kunye ne-portal yomthengi Ingcebiso yezemali  banolwazi ngotyalo-mali oluzinzileyo.

Ngelixa imali yakho iqinisekisiwe ngurhulumente kuzo zonke iibhanki kunye neebhanki zokonga kwi-European Union ukuya kuthi ga kwi-100.000 euro xa kunokwenzeka ukusilela kwebhanki, utyalomali oluthe ngqo lutyalo-mali lwenkampani. Oko kuthetha ukuba: umzekelo, ukuba ingxowa mali yelanga okanye enye inkampani obolekise kuyo imali okanye otyalomali oyithengileyo yaphela, imali yakho ihambile, ilahlekile ngokungenakuchazeka.

Inzala ephezulu, umngcipheko omkhulu

Kuyafana nange Imali yokubuyisa imali yabantu abaninzi. Amaqonga afana Boleka imali kwindawo yakho, Isihlwele se-GLS, i-ecoligo, Utyalo mali, okanye Afrika Greentec Ukulamla utyalo-mali kwiiprojekthi ezinentsingiselo nezininzi. Bathembisa ngokumangalisayo inzala ephezulu ngamanye amaxesha iipesenti ezintlanu nangaphezulu. Ewe kunjalo, uthatha umngcipheko ophezulu. Nalapha, kusebenza umgaqo osisiseko: inzala ephezulu othenjisiweyo, umngcipheko wokuba iprojekthi iya kutshabalala kwaye awusayi kuphinda uyibone imali yakho. Apha kuya kufuneka utyale kuphela ngengqondo ukuba awuyidingi ngokupheleleyo kwaye, ngaphezulu kwako konke, okwakho Ukusasaza imali ngokubanzi. Oko kuthetha ukuba: Kubhetele ukutyala imali encinci kwiiprojekthi ezininzi ezahlukeneyo kunemali eninzi kwiiprojekthi ezimbalwa. Ke ukungabinamali enye ayizukukubetha kakhulu.

Ukuba uya usiba nzulu ngakumbi nge olunye uqoqosho, Imali, okusingqongileyo kunye nemozulu, unakho, umzekelo, incwadana yeendaba ngamanyathelo abemi Ukutshintsha kwezemali okanye Umtyalomali obalulekileyo Rhuma kwi. Kwakhona I-ATTAC neminye imibutho inolwazi oluninzi ngalo mbandela.