Chengetedza zvine hungwaru: aya ndiwo mashandisiro anoita mari yako ramangwana riri nani

Iwe unoda here kuita chimwe chinhu kune zvakatipoteredza uye mamiriro ekunze pasina kuyedza kukuru uye kuita musiyano? Iyo webhu izere neyakareruka, matipi anoshanda ehupenyu hwakawanda-hushamwari hwehupenyu.

pano iwe unogona kuverenga kuti mangani magreenhouse magasi mararamiro ako maitiro anokonzeresa uye pano iwe unowana matipi pane zvaunogona kuchinja nekukurumidza uye nyore.

Iwo makuru mapoinzi emamiriro ekunze muhupenyu hwako

Idzi ndidzo nzvimbo muhupenyu hwako idzo dzinonyanya kukanganisa mamiriro ekunze, izvo zvinonzi "makuru mapoinzi":

- Chikafu
- kunwa
- Kufamba
- Kurarama uye kudziyisa
- Simba rekushandisa uye
- Mari yako

Iwe unodya "organic", (zvikuru) isina nyama kana kunyange vegan, pamwe iwe watove saver yekudya Mugovani wezvokudya, tenga yakawanda yacho isina kubatwa, une mbatya zhinji nemidziyo, unosarudza kufamba nebhasikoro kana chitima, kugara mune isina kunyanya kukura, imba yakadzivirirwa zvakanaka ine rezuva padenga, shandisa magetsi akasvibira (semuenzaniso kubva Greenpeace Simba, Chiedza chakajeka, EWS kana Simba rechisikigo) uye uchida kuziva zvimwe zvaungaite?

Chengetedza mari zvine hungwaru: siya bhangi rako kana bhengi rekuchengetedza

Nekuti: iko kuzvipira kwako kupi kana bhangi rako riine mari zvombo, kuchera oiri uye mamwe mapurojekiti anokuvadza mamiriro ekunze pamwe nekuchengetedza kwako kana kufungidzira nechikafu?

Pane imwe nzira: Munyika zhinji dzeEurope, mamwe mabhanga "anochengetedza, ane hunhu" ava kupa online uye kunze kwekutarisa nekuchengetedza maakaundi pamwe nekuchengetedzeka maakaunzi asingatambudzi nharaunda kana mamiriro ekunze. Izvi zvinosanganisa kuisa mari muzvombo, majini ekugadzira, kuyedza mhuka uye kushandiswa kwevana, iyo oiri uye gasi indasitiri, simba renyukireya, uye mamwe makambani mazhinji anokuvadza nharaunda. Iwe unotarisisa pamabhizimusi e "green" uye woisa mari yako, semuenzaniso, mune mari yezuva uye zvimwe zvipo mukusimudzira kwakasimba.

Chikuru muGerman ndicho GLS bank. Uyezve pane izvo Environmental bhangi, the triodos (kuGerman, Belgium, Netherlands, France neSpain), iyo Ethics bank, iyo online banking app Mangwana ine yekutanga "mamiriro ekunze-asina kwazvino account" uye mashoma mashoma.

Paunotenga masheya kana equity mari, tarisa nokungwarira pane zviri kuitwa nemakambani nemari yako. Iwe unogona kuwana matipi ezvekuchengetedza mari pa, semuenzaniso ecoreporter. Ivo vanotaura nezve "zvakasvibirira" masheya uye mari pamwe nekudyara zvakatipoteredza uye mamiriro ekunze, semuenzaniso mune rezuva mari uye nemagetsi magetsi. Zvakare iyo Stiftung Warentest uye mutengi portal Zano rezvemari  uve neruzivo pamusoro pekuchengetedza mari.

Ipo yako mari ichivimbiswa nehurumende kumabhangi ese uye ekuchengetedza mabhengi muEuropean Union inosvika zana remakumi mashanu emaeuro kana zvikaitika kubhuroka, kudyara kwakananga kudyara kwemabhizimusi. Izvi zvinoreva: Kana, semuenzaniso, homwe yezuva kana imwe kambani yawakakweretesa mari kana yawakabatisa mari, mari yako yaenda, yakarasika zvisingaite.

Mari yepamusoro yezvibereko, njodzi huru

Izvo zvakafanana ne Kuenzana crowdfunding. Mapuratifomu akaita Kweretesa mari kunzvimbo yako, GLS boka, ecoligo, Investment chiteshi, kana Africa Greentec reverera kudyara muzvirongwa zvine chinangwa, zvine mutsigo. Ivo vanovimbisa zvinoshamisa zvinoshamisa mubereko wehuwandu dzimwe nguva mashanu muzana uye nezvimwe. Ehezve, iwe uri kutora yakanyanya njodzi. Pano zvakare, iwo wekutanga mutemo unoshanda: iyo yakakwira kufarira iwe yawakavimbiswa, iyo yakanyanya njodzi yekuti chirongwa chakadai chinopera kubhuroka uye hauchazoona yako mari zvakare. Pano iwe unofanirwa kungoisa zvine hungwaru kuti haudi zvachose uye, pamusoro pezvose, zvako Paridza upfumi zvakanyanya. Izvi zvinoreva: Zvirinani kuisa mari shoma mumaprojekiti mazhinji akasiyana pane makuru muhombe muzvirongwa zvishoma. Ipapo kubhuroka kumwe chete hakukurove zvakanyanya.

Kana iwe ukava unowedzera-kudzika ne imwe hupfumi, Mari, nharaunda uye mamiriro ekunze, unogona, semuenzaniso, tsamba yenyaya yevagari vemo Kuchinja kwemari or the anokosha investor Nyorera kune. Zvakare kurwisa nemamwe masangano vane ruzivo rwakawanda pamusoro penyaya iyi.