Helmut Melzer
Izibophelelo ezinkulu kukhuseleko lwemozulu zinokuvakala kwicandelo lezemali kunye neemveliso zezimali eziluhlaza ziyapapashwa. Iibhanki ze-Global 2000 zavavanya ukuzinza kwazo okwenyani okokuqala.
"Iiakhawunti eziluhlaza ngamanye amaxesha zinokunika ingcamango engalunganga kwaye, nangona imimiselo ekhoyo, inokubizwa ngokuba yinjongo yokuthengisa," kusho uLisa Grasl, ingcali kwizemali ezizinzileyo kwi-Global 2000. Itshekhi yebhanki yenzelwe ukubonelela ngoqhelaniso kubathengi abakhathalela indalo esingqongileyo abangafuni ukuba imali yabo isetyenziselwe ukuxhasa iinkampani ezinobungozi kokusingqongileyo. Ayilulo uvavanyo lweemveliso zomntu ngamnye, kodwa ishishini lebhanki ngokwalo laliyingqwalasela yolu phando. Ukuza kuthi ga ngoku, iibhanki ezilishumi elinanye bezijongene nemibuzo eli-100 eneenkcukacha.
Iibhanki ezizinzileyo: Iziphumo ezixhomisa amehlo
Uhlalutyo lunzima: "Nangona iibhanki zisebenzisa okusingqongileyo ukuze zizuze intembeko yabathengi abakhathalela imozulu, zilindele izibophelelo ezisemthethweni zokuguqula ishishini labo elingundoqo lizinze." Ngokutsho kukaGrasl, "Ulwazi olutsha lwecandelo lezemali kwimiba eluhlaza lwamkelekile kwaye linyathelo elibalulekileyo kwindlela efanelekileyo, kodwa akufanele iholele ekuhlanjweni okuluhlaza."
Kuphando, yibhanki yokusingqongileyo kuphela iRaiffeisenbank Gunskirchen ekwazile ukukhupha imali kwiinkampani ezikwicandelo lamandla efosili. Zonke iibhanki ezithatha inxaxheba zibhengeza ngokuzinzileyo; ubukhulu becala, nangona kunjalo, bayaqhubeka nokuxhasa ngezimali iindawo ezinobungozi kokusingqongileyo njengeshishini lamandla efosili.
Kwaye ayisiyiyo kuphela indawo eyingxaki apho Amabhenki qhubeka usenza ishishini ngelixa ufumana imali kwimarike ekhulayo yeemveliso zezimali eziluhlaza. Izivumelwano zentsebenziswano kushishino lwezixhobo, ubunjineli bemfuzo okanye ungcakazo zisenengeniso. Kwaye: Iireyithingi zangoku ngamanye amaxesha zihlela iinkampani zeoyile "njengezinzile". Oku kubonisa ukuba kukho abameli beshishini ababi ngakumbi. Oku kulahlekisa abo basebenzisa iziphumo zomgangatho njengesikhokelo.
Photo / Ividiyo: option.
Kungcono ukuba nomkhethe kunokutyalwa? Ndiphakathi?
Ukukhetha nje icala kunye nokudlulisa izinto ezingeyonyaniso okanye inyaniso engaphelelanga akulunganga kwaye kuyakha nako.
Ngamanye amaxesha ndiba noluvo lokuba izihloko zisetyenziswa ngokwazo nje ukunika umbono wokuba "Yenza ikamva elingcono" inkxalabo.
Ingcinga yam: Isityholo "sokuhlamba okuluhlaza" sisebenzela injongo yokubeka nje ingubo "Yenza ikamva elingcono".
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Ukuqonda ngokukhawuleza (ndisebenza ebhankini) -
-Ibhanki apho ndisebenza khona-ityhala imisebenzi yozinzo ngeendleko ezinkulu/iindleko zabasebenzi
- Ndiyavuma ukuba oku akukhona nje ngenxa yezizathu ezingabonakaliyo (aziyinzuzo engenayo), kodwa nangenxa yezizathu zoqoqosho. Emva kwayo yonke loo nto, iinkampani / iibhanki zibonelelwa ngomgangatho weESG kwaye, ngenxa yoko, kusetyenziswa ukubuyisela imali ngexabiso eliphantsi.
– Olu lwahlulo lokulinganisa lwenziwa zii-arhente zokukala. Ngoku ndicingela ukuba ngendlela yehlabathi yeyelenqe + enomkhethe ezi arhente zivavanywa njengoko zithengiwe.
Ewe, kufanelekile ukwenza uphando olunzulu ngakumbi apha. Zive ukhululekile: I-arhente yokukala yebhanki endisebenza kuyo yi-arhente yokukala ye-ISS. UGoogle: "Umlinganiselo weESG: Le yindlela i-arhente ye-ISS ESG esebenza ngayo (finance-magazin.de)"
Ewe, eli nqaku linokuthengwa/iindaba zobuxoki.
Ingxelo yozinzo ikwaphicothwa yi-KPMG (ifemu enkulu kancinane yogcino-zincwadi ene-$30 yeebhiliyoni zengeniso). (ewe, le KPMG nayo ibinokuba ithengiwe)
Ngokuphathelele kwisityholo esithile: Ukuhlamba okuluhlaza xa kuthelekiswa neFY 2021 ukuya kwiFY 2020: Akwenzeki ngokulula ukuxobula uzinzo kwiqanda. Akunakwenzeka ukuphelisa bonke ubudlelwane babathengi ngobusuku ngenxa yokuba inkampani ayihambelani nombono. (Amashishini akhankanyiweyo afana noshishino lwezixhobo, ungcakazo belusoloko lukhutshiwe).
- Ibhanki iphumeza - kwimeko yam - isicwangciso ngo-2025 - kwaye iphumeza oku ngokuqhubekayo ngomzamo omkhulu ngolu hlobo lulandelayo:
- Bonke abasebenzi bavuselelwa kwaye baqeqeshelwa iimodyuli ezithatha ixesha kunye neendleko ezimangalisayo/ukufunda nge-e-learning kunye novavanyo kumxholo weESG/uzinzo.
(Iindleko malunga ne-EUR 300,00 ngomntu ngamnye); Abaphathi bafumana uqeqesho olongezelelweyo/olunzulu (iindleko kuluhlu lweedijithi ezi-4 ngempumlo nganye)
- Ukukhutshwa kwe-CO2 ngomsebenzi ngamnye kuncitshiswe ukuya ngaphantsi kwetoni enye (akukho mbono wexabiso le nto xa kuthelekiswa okanye kuya kufuneka kuhlolwe, kodwa ndicinga ukuba akubi ...)
– I-50% yenkxaso-mali yolwakhiwo lwezindlu kufuneka ibonise ngokuzinzileyo (ulwakhiwo lwezindlu oluyonga amandla) ngo-2025. (Isiqinisekiso sokusebenza kwamandla siyafuneka)
– Ukuphindwa kabini kotyalo-mali kutyalo-mali oluzinzileyo/inkxaso-mali ngo-2025 (iinkampani ngokweenqobo ze-ESG)
-Siprinte kuphela amacala amabini unyaka omnye. Iingxelo ze-akhawunti zinokwenzeka kuphela kwifomu yedijithali (kwaye ke zijongene nezikhalazo ezinkulu zabathengi)
-Ibhanki ijolise ekubeni yi-carbon neutral ngo-2025
njl njl.
Sikwindlela elungileyo kwaye siyaqhubeka nokusebenza ukuze sinyuse ngakumbi ukusebenza kwethu kozinzo!
Ke ngoko kuvunyelwe ukuqaphela into elungileyo kwaye ungayigxeki nje kwisitayile saseWutoma.
Ucalucalulo lwam: Akukhange kuphandwe ngobulungisa obuyimfuneko. (Ukufumana okungakumbi malunga noku, bona inqaku elithi "Ukungakhathali kweMedia").
Ngelishwa, andisakwazi ukuthatha imibutho ethile nzulu.
Ndibuyisela isityholo sokwenza izixhobo 1:1.