felius
Imingcipheko echazwe apha ubukhulu becala isekelwe kumava abambekayo. Ngamava am amaninzi (umzekelo: ukudluliselwa kwedatha / ukupakishwa okunokwenzeka) endikwenzileyo, ubungqina obubambekayo bokuba iindlalifa ezihlangeneyo zisemva kwayo akunakwenzeka. Phakathi kwezinye izinto, xa ndindedwa, andinabungqina kumava am abambekayo. Kwelinye icala, amava athile angaqhelekanga anokuthi azenzekele ngokupheleleyo. Nangona kunjalo, ezinye iimeko zibonisa ukuba oku akuzange kwenzeke, kodwa ukuba iindlalifa kunye nazo zazisemva kwayo.
I Risks
1. Ukuba igqwetha lakho libangela iindleko eziphezulu, ukuba igqwetha lakho linxibelelane nabalingane indlalifa ngaphandle kokukwazisa, okanye livumele ukuba libekwe phantsi koxinzelelo ligqwetha lomnye umntu oyindlalifa. Kwaye igqwetha lakho alikumeli ngokwaneleyo umdla wakho.
Amagqwetha mhlawumbi afumana eyona incinci kwimeko yokusonjululwa kwangethuba ngaphandle kwenkundla, kwaye uninzi xa iindlalifa zixambulisana kakhulu. Ngee-asethi zelifa ezihambelanayo, imali eninzi ke ingena egqwetheni. Ndifumene udliwano-ndlebe lokuqala kumagqwetha amaninzi ukuze ndenze isigqibo. Ndandifuna ukubandakanya elinye lamagqwetha kumbandela ongaphelelanga. Emva kokuba eqale wandixelela indlela ekulula ngayo oku kuye, ndaza ndacela uqikelelo lweendleko zalo mbandela. Nangona kunjalo, oko kwakusemngciphekweni omkhulu kakhulu kuye kwaye wawungenakubalwa.
2. Amandla ommeli kwiindawo zokuhlala iindlalifa
Ukuba iindlalifa zikunika umntu okanye amandla adibeneyo ommeli kuluntu lweendlalifa, ukuze ukwazi ukulawula imicimbi yoluntu lweendlalifa - "ekubeni uhlala kufuphi nekhaya" - oku kunempembelelo eyakhayo kwaye abantu babonakala ngathi. ukukuthemba. Ukuba iindlalifa ezihlangeneyo zikunika amandla egqwetha "ukujongana nomcimbi kubandlalifa kunye" qwalasela:
(a) ukuba amandla adibeneyo egqwetha, amandla adibeneyo egqwetha acinezelwe esweni lakho, kufuneka uhlabe iindlebe zakho. Ngokombono wam, ukuba nenza into kunye, awudingi kugunyaziswa okufanayo.
(b) indlalifa nganye iyakwazi ukurhoxisa igunya lakho lobugqwetha nangaliphi na ixesha, yigcine engqondweni loo nto.
(c) ngamagunya adibeneyo egqwetha, kukho umngcipheko wokuba omnye wabantu abagunyazisiweyo abonise isazisi sakhe kuphela aze omnye umntu azenze ngathi nguwe. Kwaye andiqinisekanga ukuba wonke umntu - lowo ummeli onikezelwe kuye - unyanzelisa ukuba omabini abameli bazichaze. Oku kuyingxaki ngakumbi ukuba amandla egqwetha (ama) avumela iintlawulo zemali (ingakumbi kwiimali ezingenamkhawulo).
3. Amatyala ezindlu/iCandelo leLifa
Nokuba kukho ii-asethi ezaneleyo, ababolekisi bezindlu banokufaka ibango kuyo nayiphi na indlalifa, nangaphambi kokwahlulwa kwelifa. Uthintelo kwilifa lunokwenzeka kuphela njengenxalenye yenkqubo. Ngoko ke kufuneka ukubala amatyala ngeendleko ezibalaseleyo zokhathalelo, amatyala ugqirha wabucala, kodwa nezinye iindleko zeendleko - ezithi zivele ngokunxulumene nelifa - ziphela nawe, kunye neendlalifa ezihlangeneyo azibonisi mdla kwezi zihlaliswe ilifa okanye isabelo kwiindleko. Kule nkalo, ukuzimisela kwakho ukunyamekela umcimbi ngesicelo se-co-ndlalifa kunokukwenza kube lula kwiindlalifa ezihlangeneyo - umzekelo ngokudlulisela idilesi yakho - ukwabela ababolekisi befa kuwe. Ukuba isilumkiso esinye siza emva kwesinye - nangaphambi kokuba bamkele ilifa - oku kubonisa ngokucacileyo oku.
4. Uluhlu lwempahla
(a) Cela abazali bakho ukuba bakuthathele iifoto zosapho lwakho, isenokuba linyathelo lokugqibela lokushicilela. Ngaphandle kokuba uzixelele, ukuba abantakwethu bathetha loo nto, ndingathanda ukungakhumbuli usapho lwemvelaphi ngezi foto.
(b) Yonke into ekwikhaya labazali nengeyiyo eyomnye umntu idla ngokuba yinxalenye yelifa. Ukuthatha izinto kwikhaya labazali ngaphandle kwemvume ebhaliweyo yeendlalifa ezihlangeneyo kuyingozi kakhulu. Ukwahlula kunye nokuthatha uluhlu phambi kokuba onke amatyala ezindlu ahlawulwe nako kusemngciphekweni. Inokubonwa njengesahlulo selifa. Kwaye ngaloo nto, wonke umntu otyalwayo unokusebenzisa ipropathi yabucala engenamkhawulo ngokuchasene nazo zonke iindlalifa.
(c) Ngokubhekiselele koku, ukucocwa kwepropati phambi okanye emva kokuthengiswa okanye intengiso yokuthinjwa ngumba obuthathaka kakhulu. Ukuba ushiya indlu ngokwakho, iindlalifa ezihlangeneyo zinokujika intambo kuwe.
Mhlawumbi umthengi uya kukuxelela - ngexesha elibekiweyo - ukuba baya kuphuma ngaphandle kwentlawulo ukuba uyawayeka onke amabango. Emva komhla wokugqibela, uya kuqesha umsizi wesikhonzi senkundla kwiiveki ezi-2 kamva.
Emva koko unokhetho lokuvuma oku, okanye ukuba ukholelwa ukuba i-inventory idlula ixabiso leendleko zokuxoshwa, vumela umsizi wesikhonzi senkundla ukuba awuthathe. Ukuba ukukhutshwa ngumsizi wesikhonkwane kusenzeka ngaphezulu kweminyaka eyi-3/4 kamva, unokuhlawulwa ngalo lonke ixesha njengembuyekezo yokusetyenziswa. Kwaye oku kunokuba nzima kakhulu.
Kwaye ukuba unelishwa, izinto ezixabisekileyo ziya kunyamalala endlwini okwangoku kwaye uluhlu lwempahla luya kuvavanywa njengento engenaxabiso ngumsizi wesikhonzi. Ukwenzela ukuba nawe uhlawulwe ngokupheleleyo ngeendleko zokucocwa.
5. Ukwabelana ngedatha / ukupakisha okunokwenzeka, ukuhlasela indawo yakho ukukuhlukanisa.
Nangona ukuvezwa okungagunyaziswanga kwedatha yomntu kuhambelana nezohlwayo eziphezulu, oku akuqinisekisi ukuba oku akuyi kwenzeka.
Kwanele ukuba umqeshwa omnye ovela kwi-inshurensi yezempilo okanye i-inshurensi yomhlalaphantsi wazisa abaxhamli beendlalifa ngedilesi yakho yangoku. Kwaye ke, njengomntu odla umhlala-phantsi, awusakhuselekanga "entshutshiso" ngabalingane bakho, nakwamanye amazwe. Njengomntu odla umhlala-phantsi, ukhuselwe kwi-inshurensi kwamanye amazwe aseYurophu - ngaphandle kokuba ubukhe wasebenza phesheya ngaphambili - nge-inshurensi yezempilo yaseJamani okanye i-inshurensi yezempilo yelizwe lakho osuka kulo. Kwaye ke, njengomntu odla umhlala-phantsi, kufuneka usoloko wazisa i-inshurensi yezempilo kunye ne-inshurensi yomhlalaphantsi yendawo ohlala kuyo ngoku. Oku kuthetha ukuba iindlalifa ezihlangeneyo zinokumisela indawo ohlala kuyo ngoku ubomi bakho bonke.
Awuyi kukwazi ukubonisa ubungqina bokuba abanye baye badlulisela idatha yakho kwiindlalifa ezihlangeneyo ngaphandle kokugunyaziswa. Ngokukodwa ukuba ulwazi ludluliselwa ngomlomo kuphela.
Kwixesha elidlulileyo andizange ndicinge ukuba kunokwenzeka ukuba abasebenzi beebhanki, abasemagunyeni, inkxaso yabathengi, abathwali beposi okanye abanini-mhlaba banokudlulisela idatha kubantu besithathu ngaphandle kokugunyaziswa okanye bavumele ukuba baphenjelelwe ngaba bantu besithathu. Kwaye ndandinokholo olukhulu kuloo nto. Ukusukela oko kwaqala ilifa, le trust iye yawa ngokuthe ngcembe ukuya kuthi ga kwi-zero, ngokusekwe kumava athile.
6. Imiba yomngcipheko malunga noluntu olunzima lweendlalifa ngokusekelwe kumava am kunye novavanyo lwam
Ngokweenkcukacha-manani, i-20% yoluntu lweendlalifa iyaphikisana. Kule meko, akufanele ubathembe ngokumfamekileyo abalingane bakho. Ngokombono wam, ezi zinto zilandelayo zinefuthe kumngcipheko wokuba ilifa lakho liya kuba li-diharmonious.
(a) Indlela abazali abanxibelelana ngayo nawe nabantakwenu yaye ngokukodwa enoba unxibelelwano oluhle belukhuthazwa okanye akunjalo. Kwanokuba abantakwenu bayahleba ngehambo yabazali babo, oku akusosiqinisekiso sokuba baya kwenza bhetele ngakumbi.
(b) ukuba uluntu lweendlalifa lukhulu kwaye nosapho lwemvelaphi belunzima, oku kugqabhukile ngokukodwa.
(c) ukuba abazali abakwenzi elubala malunga nengxelo yabo yomnqophiso.
(d) Iinqobo zokuziphatha zabantakwenu kunye nendlela abazalana ngayo nabanye abantu inokuba luphawu lwento onokuyilindela xa kufikwa kwilifa.
(e) Ewe, nendlela abantakwenu ababekuphethe ngayo ngaphambi kwelifa
F
(g) ukuba abanye abalingane babenamatyala okanye banamatyala kakhulu kwaye ngenxa yoko abakwazanga ukwenza ipenshini efanelekileyo, oku kunokuba yingxaki kwilifa, ngakumbi ukuba ezinye izinto ezinobungozi ziqala ukudlala.
(h) ukuba abantakwe bakubuza imibuzo malunga nezezimali kunye noqhagamshelwano lobuqu phambi kwelifa okanye emva kokuba ilifa lenzekile.
(i) ukuba izizalwane ezingakhange zikutyelele kumashumi eminyaka aliqela zikundwendwele kwaye zikubuze kancinane ngaphambi okanye kamsinya nje emva kokuba ilifa lenzekile, kufuneka kukhala iintsimbi zokulumkisa.
(j) Kukwasebenza okufanayo ukuba abahlobo bakho bayatshintsha baze bakubuze kwaye bakubuze ukuba unento oyikopayo ukuba unento oyikopayo ungayikhuphela kubo. Akufanele ubathembe aba bahlobo ngaphandle kokuqhubeka usenza. Kwaye awukwazi ukukhuphela ngaphandle amathuba okuba bakho - abanokubakho - iindlalifa kunye nabo banesandla koku.
7. Ukuthembana nokuvuleleka kubantakwenu okanye abaza kuba yindlalifa kunye nabo
Ukuthembana okusisiseko kunye nokuvuleleka sisiseko sobudlelwane obusondeleyo, kwaye ngokombono wam ubudlelwane bokwenene bomntu abunakwenzeka ngaphandle kwabo. Kwelinye icala, ukuthembela nokungafihli nto kunokusetyenziswa kakubi. Ngokukodwa xa kuziwa kwimali eninzi, njengokuba kunjalo ngamafa amaninzi, umngcipheko wale nto uphezulu kakhulu. Apha indlela echanekileyo phakathi kokuthembela kunye nokuvuleka, kunye nokuzibamba kunye nokulumkisa akusoloko kulula
(a) sebenzisa ingqiqo xa abantakwenu bekukhuthaza ukuba wenze imisebenzi eluxanduva lomphathi osemthethweni. Ungayijija intambo iphume kuyo.
(b) alumke kakhulu malunga nemvume yomlomo kuphela kwaye angamkeli imvume engaqondakaliyo.
(c) musa ukufaka nantoni na ebusweni bakho engafanelekanga kuwe. Musa ukuzivumela ukuba unyanzelwe. Kwaye ulale kuso sonke isigqibo.
(d) Musa ukuvumela abantakwenu, izalamane okanye abahlobo bakho ukuba bakubuze malunga neemeko zakho zemali, abanye oonxibelelwano okanye eminye imicimbi yobuqu, ngakumbi kamsinya nje ngaphambi nangexesha lelifa. Kwaye nokuba ngaba abahlobo bayanikezela, musa ukukopa amaxwebhu akho kubahlobo bakho.
II Ingcebiso kwabo banokuba ziindlalifa
Eyona ndlela ilungileyo yokufumana oku kukuba nonxibelelwano/ubudlelwane obuzinzileyo okanye usapho lwakho apho iindlalifa zingenako ukungena kwaye zime ngakuwe. Ngokubhekiselele koku, kuya kufuneka ulumkele kakhulu abantu abanokuba ngabaxhamli-zindlalifa kubudlelwane / iimeko ezinzima malunga nosapho lwemvelaphi, ngokubhekiselele kwabanye abafowunelwa bakho / ubuhlobo bakho. Ngaphandle koko, zigcinelwe kwiindlalifa ezinokubakho xa kuziwa kwimicimbi yakho yobuqu. Kwaye ucinge kwakhona ukuba abanye abavayo ukuba awusekho lifa kuwe, kodwa unokuba nomdla kwimali yakho.
Namhlanje andisayi kuphinda ndivakalise ukuba ndikulungele ukuhoya nayiphi na imicimbi yoluntu lweendlalifa, kodwa ndiza kubhekisa kulawulo olunokwenzeka. Iindleko ezisisiphumo zisezantsi xa kuthelekiswa nengxabano yelifa. Kwaye nokuba umlawuli welifa ukhohlakele, oko kuya - ngokombono wam - kuba bububi obuncinci. Nangona kunjalo, ulawulo lwelifa lufuna imvume yabalingane.
III Ingcebiso kubanini bomyoleli
ukuba awufuni ukuba abantwana bakho/iindlalifa zakho zikrazulane emva kokufa kwakho, cwangcisa imicimbi yakho ngendlela yokunciphisa umngcipheko.
1. Beka umyolelo wakho kwinkundla yamatyala, kwaye mhlawumbi unike ikopi kubo bonke abantwana/iindlalifa zakho. Oku kudala ubuninzi bokungafihli kwaye kuthintela umyolelo ukuba ungafunyanwa okanye ufunyanwe kamva.
2. Qinisekisa ukuba akukho namnye kubantwana bakho/indlalifa ekufuneka ehlawule naziphi na amatyala angekahlawulwa elifa okanye ezinye iindleko ezinxulumene nelifa ngaphandle kokuba abe nako ukufikelela kwilifa.
3. Qiniseka ukuba akukho namnye kubantwana bakho ekufuneka azithwalele ngokwakhe iindleko zokucoca indlu yakho.
4. Oku kukwasebenza nakwiindleko zomngcwabo.
5. mayibe sekuhleni kangangoko kunokwenzeka kuzo zonke iindlalifa kule mibandela.
Esi sithuba senziwe nguKhetho loLuntu. Joyina kwaye uthumele umyalezo wakho!
ISIQINISEKISO UKUQHELEKILEYO EJAMANI