URobert B. Fishman
UBill Mc Kibben olitshantliziyo kwezendalo uthi: “Imali yioksijini evusa ubushushu bomhlaba. Kwaye unyanisile.
Isebenza njani i-inshurensi:
Ngomrhumo omiselweyo, iinkampani zeinshurensi zithatha umngcipheko kubathengi bazo. Umzekelo, i-inshurensi yam yemfanelo ihlawula umonakalo ukuba ngempazamo ndonakalisa ipropathi yomnye umntu. I-inshurensi yobomi bekota ihlawula igalelo eliqingqiweyo xa umntu o-inshurensi esweleka. Iinkampani zeinshurensi yezempilo zihlawula unyango kubantu bazo abane-inshurensi kwaye i-inshurensi yengozi igubungela umonakalo wengozi kubathengi bayo. Uluvo olungemva koku kukuba abantu abaninzi abaqinisekisiweyo abanexabiso eliphantsi, elihlawulwa rhoqo linokuthwala umonakalo omkhulu ngokulula kunalo mntu uchaphazelekayo yedwa. Iqela leinshurensi i-AXA licacisa umgaqo apha kakuhle nje.
Tyala imali ye-inshurensi ngokuzinzileyo
Ukuze ube nakho ukulungisa umonakalo omkhulu emva kweentlekele zendalo, umzekelo, amaqela amakhulu einshurensi anje nge-AXA ergo okanye i-Allianz aqokelela imali eninzi nabantu abaninzi abane-inshurensi. Kuya kufuneka "bayipake" - ngendlela enenzuzo kangangoko. Ipropathi yaseJamani kunye neinshurensi zokufa zodwa zatyala imali phantse i-2019 yeebhiliyoni zeerandi zabathengi babo kwiibhondi, esitokisini nakwizindlu nomhlaba kwi168. Kodwa akukho mntu waziyo ukuba kwenzeka ntoni kanye kanye emalini- makungasathethwa ke ukuba olu tyalo-mali luchaphazela njani okusingqongileyo kunye nemozulu.
Intsebenziswano esekwe eMunich kwi2016 ver.de ngoku imisela inkampani yeinshurensi etyale imali ye-inshurensi ngokukodwa ngendlela ezinzileyo, umzekelo kumashishini ezentlalo, amandla ahlaziyekayo kunye nezinye iiprojekthi ezinentsingiselo ekuhlaleni.
IAllianz kunye neMunich Re zikwaqinisekisa imithombo yeoyile
Okwangoku, iinkampani zeinshurensi zikwabhengeza "ukuzinza" kotyalo-mali lwabo. Emva kwayo yonke loo nto, ngabokuqala ukunikezelwa ngee-invoyisi zomonakalo wesiphango obangelwe yingxaki yemozulu, umzekelo. Ke banomdla omkhulu ekucothiseni ubushushu beplanethi yethu. Nangona kunjalo, iinkampani ezinkulu ezinjalo ziyacotha ukuhamba. IVer.de iyakhawuleza, icacile kwaye ngethemba isebenza njengameva emazantsi e-Allianz, ergo, AXA nabo bonke abanye. Umzekelo, u-Allianz kunye ne-reinsurer (into efana ne-inshurensi yeenkampani zeinshurensi) isakhusela i-oyile kunye negesi yokuvelisa.
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