Sungani mwanzeru: umu ndi momwe ndalama zanu zimagwirira ntchito kuti mukhale ndi tsogolo labwino

Kodi mukufuna kuchitapo kanthu pazachilengedwe ndi nyengo popanda kuyesetsa kwambiri ndikupanga kusiyana? Webusaitiyi ili ndi malangizo osavuta, othandiza pamoyo wokonda nyengo.

pano mutha kuwerengera kuchuluka kwa mpweya wowonjezera kutentha womwe moyo wanu umayambitsa ndipo apa mupeza malangizo pazomwe mungasinthe mwachangu komanso mosavuta:

Mfundo zazikulu zanyengo pamoyo wanu

Awa ndi madera m'moyo wanu omwe amakhudza kwambiri nyengo, zomwe zimatchedwa "mfundo zazikulu":

- Zakudya zabwino
- kumwa
- Kuyenda
- Kukhala ndi Kutentha
- Kugwiritsa ntchito mphamvu ndi
- Ndalama zanu

Mumadya "organic", (makamaka) wopanda nyama kapena wosadyera, mwina ndinu wopulumutsa kale chakudya / Wogawana chakudya, mugule zambiri osavulidwa, muli ndi zovala ndi zida zambiri, mumakonda kuyenda pa njinga kapena sitima, mumakhala m'nyumba yayikulu kwambiri, yopanda mafunde okhala ndi dzuwa pamwamba, gwiritsani ntchito magetsi obiriwira (mwachitsanzo kuchokera Mphamvu ya Greenpeace, Malo owala, EWS kapena Mphamvu zachilengedwe) ndikufuna kudziwa zomwe mungachite?

Sungani mwanzeru: siyani banki yanu kapena banki yosungira

Chifukwa: kudzipereka kwanu konse ndi kotani ngati banki yanu ikupereka ndalama zankhondo, kuboola mafuta ndi ntchito zina zowononga nyengo ndi zomwe mwasunga kapena kuyerekezera ndi chakudya?

Palinso njira ina: M'mayiko ambiri ku Europe, mabanki ena "osasunthika, amakhalidwe abwino" tsopano amapereka maakaunti ochezera komanso ochezera pa intaneti komanso osungidwa komanso maakaunti achitetezo omwe sawononga chilengedwe kapena nyengo. Izi sizikuphatikizira ndalama zogulitsa zida zankhondo, zomangamanga, kuyesa nyama ndi kugwiritsa ntchito ana, makampani amafuta ndi gasi, mphamvu za nyukiliya, ndi makampani ena ambiri owononga zachilengedwe komanso nyengo. Mumayang'ana kwambiri pamabizinesi "obiriwira" ndikuyika ndalama zanu, mwachitsanzo, ndalama zadzuwa ndi zopereka zina zachitukuko chokhazikika.

Yaikulu kwambiri ku Germany ndi Banki ya GLS. Ndiye pali izo Banki yachilengedweizo atatu (ku Germany, Belgium, Netherlands, France ndi Spain), the Ethics bank, pulogalamu yapa banki yapaintaneti Mawa ndi akaunti yoyamba "yosalekerera nyengo" ndi zina zambiri.

Mukamagula masheya kapena ndalama zothandizirana, yang'anani mosamala zomwe makampani akuchita ndi ndalama zanu. Mutha kupeza maupangiri pazachuma chokhazikika pa, mwachitsanzo ecoreporter. Amanenanso za masheya "obiriwira" komanso ndalama komanso zachuma komanso zokomera nyengo, mwachitsanzo ndalama zadzuwa ndi makina amphepo. Komanso Stifting Warentest ndi malo ogula Ndalama zandalama  khalani ndi chidziwitso chazachuma chokhazikika.

Pomwe ndalama zanu zimatsimikiziridwa ndi boma kumabanki onse komanso mabanki osungira ndalama ku European Union mpaka 100.000 ma euro zikawonongeka, ndalama zochokera mwachindunji ndizogulitsa mabizinesi. Izi zikutanthauza kuti: Mwachitsanzo, ngati thumba la dzuwa kapena kampani ina yomwe mwabwereketsa ndalama kapena momwe mudapezako ndalama, ndalama zanu zapita, zosoweka kosatheka.

Chiwongola dzanja chachikulu, chiopsezo chachikulu

Ndi chimodzimodzi ndi Kubweza ndalama zambiri. Ma nsanja amakonda Bwerekani ndalama kumalo anu, Gulu la GLS, ecoligo, Doko lazogulitsa, kapena Africa Greentec kuyimira ndalama muzinthu zambiri zopindulitsa, zokhazikika. Amalonjeza chiwongola dzanja chambiri chodabwitsa chambiri nthawi zina magawo asanu ndi kupitilira apo. Ndi izi mukukhala pachiwopsezo chachikulu. Apanso, lamulo loyambira limagwira: kukweza chiwongola dzanja chomwe mwalonjezedwa, chiwopsezo chachikulu kuti ntchito yotere iwonongeka ndipo simudzawonanso ndalama zanu. Apa muyenera kungogulitsa moyenera zomwe simukufunikira ndipo koposa zonse, zanu Kufalitsa ndalama zambiri. Izi zikutanthauza kuti: Ndi bwino kukhala ndi ndalama zochepa pazinthu zosiyanasiyana kuposa kukhala ndi ndalama zambiri pantchito zochepa. Ndiye kuti bankirapuse imodzi singakukhudzeni kwambiri.

Mukakhala ozama kwambiri ndi chuma china, Ndalama, chilengedwe ndi nyengo, mutha mwachitsanzo, kalatayi yonena za nzika Kusintha kwachuma kapena Wogulitsa ndalama wovuta lembetsani ku. Komanso Mtengo wa ATAC ndi mabungwe ena ali ndi zambiri zokhudza nkhaniyi.