Helmut Melzer
Kudzipereka kwakukulu kwa chitetezo cha nyengo kungamvedwe kuchokera ku gawo lazachuma komanso zinthu zambiri zandalama zobiriwira zikulengezedwa. Global 2000 idayesa mabanki kuti azitha kukhazikika kwa nthawi yoyamba.
"Maakaunti obiriwira nthawi zina amatha kupereka malingaliro olakwika ndipo, ngakhale pali malamulo omwe alipo, amatha kutchedwa kuti pofuna kutsatsa," akutero Lisa Grasl, katswiri wazachuma chokhazikika ku Global 2000. Cheke ku banki cholinga chake ndi kupereka chidziwitso kwa ogula osamala zachilengedwe omwe safuna kuti ndalama zawo zigwiritsidwe ntchito pothandizira makampani owononga chilengedwe. Osati kuwunika kwazinthu zamtundu uliwonse, koma bizinesi yaku banki yokha ndiyo yomwe idayang'ana pa kafukufukuyu. Kuti izi zitheke, mabanki khumi ndi amodzi aliyense adakumana ndi mafunso 100 atsatanetsatane.
Mabanki okhazikika: Zotsatira zoyipa
Kusanthulaku ndi kodetsa nkhawa: "Ngakhale kuti mabanki amagwiritsa ntchito chilengedwe kuti akhululukidwe ndi ogula okonda nyengo, akudikirira udindo walamulo kuti asinthe bizinesi yawo kuti ikhale yokhazikika." Malingana ndi Grasl, "Chidziwitso chatsopano cha gawo lazachuma pa nkhani zobiriwira ndizolandiridwa kwambiri komanso sitepe yofunikira panjira yoyenera, koma sayenera kutsogoza kutsuka kobiriwira."
Pakufufuzaku, banki yokhayo yachilengedwe ya Raiffeisenbank Gunskirchen idakwanitsa kusapatula ndalama zamakampani pantchito zamafuta oyambira pansi. Mabanki onse omwe akutenga nawo mbali amalengeza mosadukiza; kwa mbali zambiri, komabe, akupitirizabe kupereka ndalama madera owononga chilengedwe monga makampani opangira magetsi.
Ndipo si malo okhawo ovuta omwe Mabenje pitilizani kuchita bizinesi ndikulandila ndalama pamsika womwe ukukula wazinthu zandalama zobiriwira. Mgwirizano wamakampani opanga zida zankhondo, uinjiniya wa majini kapena juga akadali opindulitsa. Ndipo: Zomwe zilipo pano nthawi zina zimayika makampani amafuta ngati "okhazikika". Izi zikutanthauza kuti pali oimira makampani oyipa kwambiri. Izi zimasocheretsa omwe amagwiritsa ntchito zotsatira zakusanja ngati kalozera.
Photo / Video: yankho.
Ndibwino kukondera kuposa kubzalidwa? Ndili ndani?
Kungokondera ndi kufotokoza zabodza kapena zowona sikuli koyenera komanso komanga.
Nthawi zina ndimaona kuti mitu imangogwiritsidwa ntchito paokha kuti ipereke chithunzi cha "Pangani tsogolo labwino".
Lingaliro langa: Kuneneza "kutsuka kobiriwira" kumagwira ntchito yongovala chovala cha "Pangani tsogolo labwino".
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Kuzindikira mwachangu (ndimagwira ntchito kubanki) -
- Banki yomwe ndimagwira ntchito - imakankhira ntchito zokhazikika ndi ndalama zazikulu / zogulira antchito
- Ndikuvomereza kuti izi siziri chifukwa cha zifukwa zopanda pake (sizili zopanda phindu), komanso chifukwa chachuma. Kupatula apo, makampani/mabanki amapatsidwa mlingo wa ESG ndipo, chifukwa chake, kukonzanso kotsika mtengo kumagwiritsidwa ntchito.
- Magulu awa amapangidwa ndi mabungwe owerengera. Tsopano ndikuganiza kuti m'njira zokondera padziko lonse lapansi + zokondera mabungwewa amawunikidwa ngati agulidwa.
Chabwino, ndibwino kuti mufufuze mozama apa. Khalani omasuka: Bungwe lopereka ndalama ku banki komwe ndimagwira ntchito ndi bungwe la ISS. Google: "Mlingo wa ESG: Umu ndi momwe bungwe la ISS ESG limagwirira ntchito (finance-magazin.de)"
Chabwino, nkhaniyi itha kugulidwanso/nkhani zabodza.
Lipoti lokhazikika limawunikiridwanso ndi KPMG (kampani yayikulupo yowerengera ndalama yomwe ili ndi ndalama zokwana $30 biliyoni). (zowona, KPMG iyi ikadagulidwanso)
Pazoneneza zenizeni: Kutsuka kobiriwira poyerekeza ndi FY 2021 mpaka FY 2020: Ndizosatheka kutulutsa dzira mu dzira. Sizingatheke kuthetsa maubwenzi onse a makasitomala usiku wonse chifukwa kampaniyo sikugwirizana ndi lingalirolo. (Mafakitale otchulidwa ngati zida zankhondo, kutchova njuga sikunatchulidwebe).
- Banki imagwiritsa ntchito - kwa ine - njira yodzafika 2025 - ndipo imagwiritsa ntchito izi mosasinthasintha motere:
- Ogwira ntchito onse amapatsidwa chidziwitso ndikuphunzitsidwa pamutu wa ESG/kukhazikika m'ma module / maphunziro a e-learning ndi mayeso owononga nthawi komanso okwera mtengo.
(Ndalama zozungulira EUR 300,00 pamphuno); Oyang'anira amalandila maphunziro owonjezera/ozama (mitengo ya manambala 4 pamphuno iliyonse)
- Kutulutsa kwa CO2 pa wogwira ntchito aliyense kwachepetsedwa mpaka tani imodzi (palibe chidziwitso chomwe chili chofunikira poyerekeza kapena chikuyenera kufufuzidwa, koma ndikuganiza kuti sizoyipa…)
- 50% ya ndalama zomanga nyumba ziyenera kukhala zokhazikika (zomangamanga zogwiritsa ntchito mphamvu) pofika 2025. (Satifiketi yogwira ntchito yamagetsi ikufunika)
- Kuwirikiza kawiri kwa ndalama muzosunga / ndalama zokhazikika pofika 2025 (makampani malinga ndi njira za ESG)
- Takhala tikusindikiza mbali ziwiri kwa chaka chimodzi. Ndemanga zamaakaunti zimatheka mumtundu wa digito (ndipo amakumana ndi madandaulo akulu amakasitomala)
- Banki ikufuna kukhala osalowerera ndale pofika 2025
Ndi zina zotero.
Tili panjira yoyenera ndipo tikupitilizabe kupititsa patsogolo ntchito yathu yokhazikika!
Chifukwa chake amaloledwa kuzindikira china chake chabwino osati kungochitsutsa mu kalembedwe ka Wutoma.
Tsankho langa: Sizinafufuzidwe pano ndi chilungamo chofunikira. (Kuti mumve zambiri pa izi, onani nkhani yakuti "Negativity of the Media").
Tsoka ilo, sindingathenso kutenga mabungwe ena mozama.
Ndikubwezeranso mlandu wogwiritsa ntchito zida 1: 1.